Comparison of Banking Industry in Europe and China

Wenxuan Wei

Bachelor's thesis

Anotácia:

This article studies the operational efficiency of selected banks in China and the EU from 2014 to 2019. In addition, it also introduces the characteristics and background of Chinese banks and European banks, and uses some professional financial indicators to compare China and the EU. Bank. With the expansion of the contemporary global economic market, many external influences can directly affect the development of the banking industry. Both the Chinese banking industry and the European banking industry are in a more severe competitive environment, which is a challenge for banks as well as opportunities. Under all kinds of difficulties, how to improve their profitability, get more income at the minimum cost, and improve The asset structure and quality of banks, occupying more market share, and reducing operational risks are important issues for banks to think about now. Through research and comparison, it is found that banks in China and the EU have outstanding performance in terms of profitability and risk resistance.

Abstract:

This article studies the operational efficiency of selected banks in China and the EU from 2014 to 2019. In addition, it also introduces the characteristics and background of Chinese banks and European banks, and uses some professional financial indicators to compare China and the EU. Bank. With the expansion of the contemporary global economic market, many external influences can directly affect the development of the banking industry. Both the Chinese banking industry and the European banking industry are in a more severe competitive environment, which is a challenge for banks as well as opportunities. Under all kinds of difficulties, how to improve their profitability, get more income at the minimum cost, and improve The asset structure and quality of banks, occupying more market share, and reducing operational risks are important issues for banks to think about now. Through research and comparison, it is found that banks in China and the EU have outstanding performance in terms of profitability and risk resistance.

Kľúčové slová

Bank, efficiency，Bank, Supervision，Profitability, Ratio，Liquidity, Ratio，Activity, Ratio，Marketability, Ratio，Financial, Leverage, Ratio，Asset, Quality, Ratios

Keywords

Bank, efficiency，Bank, Supervision，Profitability, Ratio，Liquidity, Ratio，Activity, Ratio，Marketability, Ratio，Financial, Leverage, Ratio，Asset, Quality, Ratios

Jazyk práce: English

Datum vytvoření / odevzdání či podání práce: 7. 5. 2020

Obhajoba závěrečné práce

• Obhajoba proběhla 9. 7. 2020
• Vedúci: Josef Novotný
• Oponent: Martina Novotná

VSB – Technical University of Ostrava

Ekonomická fakulta

Bachelor programme / odbor:
Hospodářská politika a správa / Finance