Comparison of Bank Efficiency in China and the United States of America

Kai Liu

Diplomová práce

Anotace:

The aim of this thesis is to compare selected banks efficiency in China and the United States of America from 2008 to 2012. We choose ten banks at all, five from each country, according to the assets size. And the thesis includes five parts. In the first part, we briefly introduce the procedures of the thesis. In the second part, we describe the core functions, the evolution and the types of banking. And there are brief introductions about banking structure and regulation of China and the United States. In the third part, we take a close look at the commonly used financial ratios. In the fourth part, we illustrate the main performances achieved by banks in ratio. In the fifth part, we get a conclusion about the efficiency in China and the United States that Chinese banks are more profitable and pay more attention to its loans than American banks, while American banks are better capitalized than Chinese banks to resist risk.

Abstract:

The aim of this thesis is to compare selected banks efficiency in China and the United States of America from 2008 to 2012. We choose ten banks at all, five from each country, according to the assets size. And the thesis includes five parts. In the first part, we briefly introduce the procedures of the thesis. In the second part, we describe the core functions, the evolution and the types of banking. And there are brief introductions about banking structure and regulation of China and the United States. In the third part, we take a close look at the commonly used financial ratios. In the fourth part, we illustrate the main performances achieved by banks in ratio. In the fifth part, we get a conclusion about the efficiency in China and the United States that Chinese banks are more profitable and pay more attention to its loans than American banks, while American banks are better capitalized than Chinese banks to resist risk.

Klíčová slova

Efficiency, comparison, banking, China, the United States, financial ratios.

Keywords

Efficiency, comparison, banking, China, the United States, financial ratios.

Jazyk práce: angličtina

Datum vytvoření / odevzdání či podání práce: 25. 4. 2014

Obhajoba závěrečné práce

• Obhajoba proběhla 28. 5. 2014
• Vedoucí: Josef Novotný
• Oponent: Tomáš Tichý

VŠB - Technická univerzita Ostrava

Ekonomická fakulta

Magisterský studijní program / obor:
Hospodářská politika a správa / Finance