Mortgage Markets in Czech Republic and Russia

Bc. Alexandra Nikitenok

Diplomová práce

Abstract:

Diploma thesis „Mortgage Markets in Czech Republic and Russia“ deals with analysis and comparison of mortgage markets in selected countries - Czech Republic and Russia. The aim of my diploma thesis is to analyze and compare the mortgage market in selected states, compare conditions for obtaining mortgages, legislation in this area, compare current trends in this area in two states, further analyze the factors affecting the mortgage market, and, by using econometric analysis, compare the influence of these factors in selected countries. The thesis is divided into 4 chapters. The first chapter contains definition of goals and methodology of this thesis. The second chapter deals with the historical and current development of mortgage loans in Russia and the Czech Republic, describes the specifics of this type of loan in selected countries, and also describes and compares the conditions for obtaining mortgage loans for applicants, legislation in this area and state support. The third chapter provides an overview of some macroeconomic and socioeconomic factors affecting the mortgage markets in selected countries and provides a regression analysis of these factors, forecast of future development and contains the results of the comparison of the Czech and Russian mortgage markets.

Keywords

Mortgage, Mortgage loan, Mortgage bank, Czech Republic, Russia, Regression analysis, Forecast, Interest rate

Jazyk práce: angličtina

Datum vytvoření / odevzdání či podání práce: 6. 4. 2020

Obhajoba závěrečné práce

• Vedoucí: Ing. Tomáš Maier, Ph.D.

Česká zemědělská univerzita v Praze

Provozně ekonomická fakulta

Magisterský studijní program / obor:
Economics and Management / Economics and Management