Conservative approach to investing by Czechs and its cost

Matúš Káčer

Master's thesis

Anotácia:

The goal of the master thesis was to analyze if Czech households truly have a conservative approach to managing their savings. And if so, calculate the costs of such an approach. We analyzed the problem by gathering data from official state data sources and proceeded to create two models based on the gathered data and a literature review on investment horizons and lifecycle analysis. Both of our models showed that the existing behavior of Czech households was not efficient and that our portfolio could significantly increase the overall value of their assets.

Abstract:

The goal of the master thesis was to analyze if Czech households truly have a conservative approach to managing their savings. And if so, calculate the costs of such an approach. We analyzed the problem by gathering data from official state data sources and proceeded to create two models based on the gathered data and a literature review on investment horizons and lifecycle analysis. Both of our models showed that the existing behavior of Czech households was not efficient and that our portfolio could significantly increase the overall value of their assets.

Kľúčové slová

Households, Portfolio, Savings, Models

Keywords

Models, Households, Portfolio, Savings

Jazyk práce: English

Datum vytvoření / odevzdání či podání práce: 11. 5. 2022

Obhajoba závěrečné práce

• Obhajoba proběhla 20. 6. 2022
• Vedúci: Heřman Kopkáně
• Oponent: Patrik Sieber

Vysoká škola ekonomická v Praze

Master programme:
International Management