Comparison of the Shadow Banking in the European Union and China

Shiyao Xu

Diplomová práce

Anotace:

Nowadays, more and more investors choose to be involved into shadow banking business, which have helped the development of shadow banking system. Since the financial crisis in 2008, majority of investors were afraid to traditional banking system, they realized that they should minimum their risk of investments, one way of the reducing risk is that making their variety of investments more various, they do not trust any single financial institutions any more, as a result, it is risk distribution. Finally, the shadow banking became a new popular way to invest or finance in both China and European Union. However, due to the lack of supervision of shadow banking system, the shadow banking system cruel grew, which would interference the original stable financial system if we would ignore the potential risks of shadow banking system and we would not make a better regulation system to control it. The goal of this thesis is the description and the analysis of potential risk and regulation of shadow banking system in China and European Union. In chapter 2, we will introduce the theoretical background of shadow banking system in generally. In contrast, there will be some comparison banking system between shadow banking system and traditional banking system. Also, there will be summarized introduction of shadow banking system in specifically, which includes operations, risks of shadow banking system and so on. In chapter 3, we will introduce some existing shadow banking system in both China and European Union, which will be more specific to help readers to know working of shadow banking system in China and European Union better. It mainly focuses on the developments, composition, characteristics, impacts and risks of shadow banking system in both selected countries. In chapter 4, there will be the analysis of potential risk and regulation of shadow banking system in China and European Union, which would help readers to get in touch the existing situation of shadow banking business in selected areas nowadays.

Abstract:

Nowadays, more and more investors choose to be involved into shadow banking business, which have helped the development of shadow banking system. Since the financial crisis in 2008, majority of investors were afraid to traditional banking system, they realized that they should minimum their risk of investments, one way of the reducing risk is that making their variety of investments more various, they do not trust any single financial institutions any more, as a result, it is risk distribution. Finally, the shadow banking became a new popular way to invest or finance in both China and European Union. However, due to the lack of supervision of shadow banking system, the shadow banking system cruel grew, which would interference the original stable financial system if we would ignore the potential risks of shadow banking system and we would not make a better regulation system to control it. The goal of this thesis is the description and the analysis of potential risk and regulation of shadow banking system in China and European Union. In chapter 2, we will introduce the theoretical background of shadow banking system in generally. In contrast, there will be some comparison banking system between shadow banking system and traditional banking system. Also, there will be summarized introduction of shadow banking system in specifically, which includes operations, risks of shadow banking system and so on. In chapter 3, we will introduce some existing shadow banking system in both China and European Union, which will be more specific to help readers to know working of shadow banking system in China and European Union better. It mainly focuses on the developments, composition, characteristics, impacts and risks of shadow banking system in both selected countries. In chapter 4, there will be the analysis of potential risk and regulation of shadow banking system in China and European Union, which would help readers to get in touch the existing situation of shadow banking business in selected areas nowadays.

Klíčová slova

Shadow banking system, potential risk, regulation, shadow banking business analysis, the traditional banking system

Keywords

Shadow banking system, potential risk, regulation, shadow banking business analysis, the traditional banking system

Jazyk práce: angličtina

Datum vytvoření / odevzdání či podání práce: 27. 4. 2018

Obhajoba závěrečné práce

• Obhajoba proběhla 30. 5. 2018
• Vedoucí: Josef Novotný
• Oponent: Kateřina Kořená

VŠB - Technická univerzita Ostrava

Ekonomická fakulta

Magisterský studijní program / obor:
Hospodářská politika a správa / Finance