Vlivy na alokaci rodinných financí ve vybraných zemích

Bc. David Straka

Master's thesis

Influences on the allocation of family finances in selected countries

Abstract:

Tato diplomová práce pojednává o rodině jako celku, dále se zabývá teorií rodinných financí a mnou vymezené základní pojmy. Dále se zabývá finančními produkty bank a pojišťoven. Veškeré uvedené produkty jsou podrobně popsány. Práce se zajímá i o to co ovlivňuje rodiny při hospodaření s rodinnými financemi. Dále pomocí dotazníků je zjištěno, kde jsou nedostatky v alokaci rodinných financí, jak rodiny rozdělují své finanční prostředky a jak přemýšlí o financích. Následně je poukázáno, co by rodiny mohli využívat za finanční produkty.

Abstract:

The master's thesis observes a family as a complex and deals with the theory of family's finance. Futher more, the author specified some basic terms connected to the main theme. Then the thesis presents some types of the financial products, which are offered by the Czech banks and insurance companies. These products are also described in detail. The thesis takes interest in the particular aspects that show, what can have impacts family's decisions, when they are managing to allocate their monetary resources. Using the method of a questionnaire the author found out the answers on the following questions: Where are the finance allocation's lacks? What forms of family's finance allocation are there? What are the ways of people's thinking about family's finance? Afterwards, the author shows, what types of the financial products are suitable for families to use.

Keywords

Rodina, finance, alokace, produkty, Family, allocation, products

Language used: Czech

Date on which the thesis was submitted / produced: 2. 5. 2016

Thesis defence

• Date of defence: 20. 6. 2016
• Supervisor: Ing. Josef Budík, CSc.
• Reader: Ing. Jan Mertl, Ph.D.

University of Finance and Administration

Master programme / field:
Economic Policy and Administration / Finance and Financial Services